YOU CAN DO IT YOURSELF BUT HAVE YOU?
What we do
Palmer Home and Business Inventory Professionals provides a complete package for your inventory documentation including a bound report detailing the items inventoried with photographs of building exterior, wide angle views of rooms, views of room sections and groupings, and individual images of special items. We’ll document specific details of your items such as model and serial numbers, manufacturers, purchase and warranty information as well as any special comments or background information provided by the Client. In addition, we’ll scan and attach any important Client furnished documents including receipts, warranties, titles, appraisals, etc.
PHBIP inventory package also includes an electronic copy of the data used to produce the inventory report and a “Protection Plus Software CD” to view your inventory results with bonus features to track home improvements, to do lists and more.
Your inventory information is always kept strictly confidential and an electronic copy is stored on our computers for a period of 3 months. After 3 months, your information is electronically removed and transferred from our computers to a USB drive or CD that is safely housed in a bank safe deposit box for a period of 1 year. At the end of the 1 year period, you are notified of our intent to destroy the record, should you not require new updates to your inventory record.
PHBIP home inventory pricing is based on the size of your home (square footage and/or number of rooms) starting at $359, depending on content density, for a typical 1,500 sq. ft., 3 bedroom/2 bath home with attached garage.
PHBIP business inventory pricing is based on an hourly rate. Free estimates are provided upon onsite review.
Additional PHBIP services include:
● Video Documentation/DVD of Exterior and Interior Rooms
● Collection Inventories
● Annual Inventory Update
● Extra Copies of Inventory to Provide to Others (Attorneys, Financial Planners, Family Members)
At PHBIP we understand the idea of inventorying your possessions may not be at the top of your to-do list and that’s why we’re here. We work hard to make documenting your items the most painless process possible. Once we enter your home or business, although we’ll work quickly and efficiently, we will accurately document your items to provide you a thorough report should you ever need to prove what you own in any situation.
PHBIP is properly and fully insured. PHBIP employees are screened and must meet the standards of professionalism and integrity we maintain at PHBIP.
We want you to be satisfied with your PHBIP inventory and will make every effort to ensure that satisfaction. Give us a call and let’s talk about how Palmer Home and Business Inventory Professionals can provide you a complete home or business inventory and give you peace of mind knowing that you are prepared to prove what you own should you need to.
Are You Ready to know what you own?
Frequently Asked Questions
WHAT ABOUT MY PRIVACY?
Privacy and confidentiality are a concern anytime someone enters your home. It may be housekeeping, carpet cleaning, repairs, painting or delivery personnel. We understand this concern and are sensitive to our client’s wishes. Before we start any inventory, we take a tour of the home with our client. At this time we listen to any concerns or issues they may have in any of their rooms or with any of their items. We respect that each person has a varying comfort level thus we put our clients at ease prior to beginning their inventory. We also encourage client participation, and we are fully insured. In addition, we sign a confidentiality agreement with you as part of our standard contract.
HOW MUCH DOES A HOME OR BUSINESS INVENTORY COST?
Our inventory services are very reasonably priced and an estimate can be given after speaking with you to get the details on the size and contents of your home or business. Pricing for a typical 1,500 sq. ft. home start at $359, depending on content density, for a complete inventory package. Please use our Contact form or call us at 813.308.9727 for more information.
WHAT IF MY HOUSE IS TOO MESSY FOR AN INVENTORY?
Your house does not have to be in perfect order. The most important thing is that you can see the items. We’re flexible and will work with you to record the maximum amount of detail for the personal property in your home.
DOES PHBIP DETERMINE THE VALUE OF MY ITEMS?
Palmer Home and Business Inventory Professionals provides documentation of your possessions utilizing information and valuations provided by the Client. We do partner with a Certified Appraisal Service, Nugent Appraisal LLC and are able to facilitate cost-saving, time-saving convenient appraisals that meet all Universal Standards of Professional Appraisal Practices (USPAP) in conjunction with our inventory documentation service.
WHAT HAPPENS TO THE INFORMATION THAT IS RECORDED?
During the inventory process we capture the details of your personal property in our secure business software. Following the completion of a home inventory, we prepare a comprehensive reporting package which includes detailed reports including pictures. We offer two key reports: Home Inventory by Location and Home Inventory by Category so that you can easily view your property details. Once you have verified the accuracy of our reports, we finalize your inventory and provide you with a bound copy of the reports and Protection-Plus Software for viewing home inventory results on your computer as well a CD containing data for the Protection Plus software to import and all digital images from your inventory. We suggest you either store your report in a secure off-site location such as a safe deposit box. Additional copies of the your inventory are available for purchase to provide to your attorney, financial professional or family members outside of your home.
DO I NEED TO BE HOME WHEN YOU DO THE INVENTORY?
PHBIP takes security of your possessions very seriously. It is our policy to only enter your premises accompanied by you or your authorized representative. Your presence is also necessary to provide use descriptions and information about your items as we document them.
HOW CAN I USE MY INVENTORY DOCUMENT FOR INSURANCE PURPOSES?
A home or business inventory is an excellent way to expedite the insurance claims process after theft, damage, or loss. This record of your insurable assets will not only help you in the settlement of a covered loss or claim, but will also help verify tax-deductible property losses and determine the right amount of insurance coverage you need. Whether your policy pays for the replacement or just the actual cash value, insurance companies are only obligated to pay for personal property that you can show you owned at the time of loss, especially when that information is documented by a third-party inventory professional.